American Dream Auto Protect Warranty Review

Key Takeaways:

• American Dream Auto Protect’s customer service representatives are available 24/7 to answer any questions about your extended warranty.
• The provider offers three basic warranty plan options that you can customize to best fit your needs. 
• Customer reviews about the company’s claims process are mostly positive and report a simple and straightforward experience.

Pros And Cons

While American Dream Auto Protect is a relatively young company in the extended warranty industry, it can be a good choice to protect your vehicle. With positive reviews about its claims process and customizable warranty plan options, many car owners can find reliable coverage through the provider.

Our team has researched and reviewed the best extended warranty companies on the market based on reputation, services, costs, transparency, and customer experience. In this article, we’ll take a close look at how American Dream Auto Protect stacks up against other providers.

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About American Dream Auto Protect

Headquartered in Newtown, Pennsylvania, American Dream Auto Protect is a relative newcomer to the auto warranty industry. The company was founded in 2021 and has built a decent reputation in that short time. The extended warranty provider offers three levels of coverage and allows customers to personalize their plans so they only pay for the coverage they need.

American Dream Auto Protect places a strong focus on customer service, with customer representatives and roadside assistance available 24/7. The company also has excellent reviews from customers on Trustpilot and Google.

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American Dream Auto Protect Extended Warranty Cost

American Dream Auto Protect offers average prices compared to competitors, with average plan costs ranging from about $2,800 to $3,200 in total. The provider offers options for upfront payments and monthly payment plans.

Our team reached out to American Dream Auto Protect to get quotes for each coverage plan available. These quotes are for a 2017 Honda CR-V with 45,000 miles, and all plans come with a $125 deductible.

According to our team’s survey of 1,000 consumers who had purchased an extended warranty, most reported paying between $1,615 and $3,208 for coverage. Based on this information, American Dream Auto Protect’s plan costs are average for the industry.

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American Dream Auto Protect Extended Car Warranty Coverage

American Dream Auto Protect has three warranty coverage offerings: Silver, Gold, and Platinum. Each option can be customized to fit your specific preferences and help protect against costly vehicle repairs.

The company offers coverage for new and pre-owned cars, and most plans are transferable if you decide to sell your car. Coverage is available for 44 different car makes, but it’s best to check the company’s website to make sure your vehicle fits the criteria.

Below is a breakdown of the coverage levels American Dream Auto Protect offers and the specific components covered by each.

Each protection plan also comes with the following benefits:

• Rental car reimbursement: With each plan, American Dream Auto Protect will reimburse drivers up to a certain amount per day for a rental car while their vehicle is in the shop.]
• 24/7 roadside assistance: Services include free towing to over 50,000 certified repair shops certified by the National Institute for Automotive Service Excellence nationwide.
• Money-back guarantee: American Dream Auto Protect offers a full money-back guarantee if you choose to cancel during the waiting period stated in your contract. After the waiting period is over, you can cancel anytime to receive a prorated refund based on the amount of time remaining on your contract.

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How American Dream Auto Protect Extended Warranties Work

Whether you fill out the free online form or call American Dream Auto Protect directly, you’ll have to speak to an agent to purchase a plan. Once you’ve made your coverage selection, you’ll receive a contract offer with a waiting period. If you cancel during the waiting period specified in your contract, you will receive a full refund thanks to the provider’s money-back guarantee.

How To File A Claim With American Dream Auto Protect

When your contract begins, you can drive with peace of mind as American Dream Auto Protect offers around-the-clock assistance. In the case of a mechanical breakdown, you can call the company to be directed to the nearest certified mechanic or receive free towing service.

Once you’ve contacted American Dream Auto Protect, the company will deal directly with the repair shop once you arrive at the mechanic. If the necessary car repairs are covered under your contract, your warranty plan will cover all repair costs minus your deductible. American Dream Auto Protect backs all of its own warranty plans and pays the repair shop directly, eliminating the need for reimbursement.

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American Dream Auto Protect Customer Reviews

As a younger company, American Dream Auto Protect does not have many reviews available online. However, the reviews that are available have positive things to say about the company. The provider has a 4.9 out of 5.0-star average rating on Trustpilot from over 110 reviews and a 4.9-star rating on Google from over 250 reviews. These are very high customer ratings for the extended warranty industry.

Positive reviews of the provider mention excellent customer service, fair prices, and an easy claims process. The few negative reviews for American Dream Auto Protect mention that the company was overly pushy when trying to sell to some customers.

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Bottom Line On American Dream Auto Protect: 4.0 Stars

Based on our research, we give American Dream Auto Protect a score of 4.0 stars out of 5.0. The company offers comprehensive coverage with customizable plans, reasonable warranty plan prices, and a positive customer experience based on its reviews. Overall, it can be a good option if you’re looking for an extended warranty for your vehicle.

Top Recommendations For Extended Car Warranties

When looking for an extended warranty provider, it’s best to get quotes from several options to find the one that best fits your needs. Our team recommends Endurance and CarShield as two of the top providers in the industry.

Endurance: Best Offering Plans

We rate Endurance as the best extended warranty provider for a variety of reasons. The company offers six coverage plans ranging from powertrain to exclusionary coverage and even has a plan that includes maintenance benefits–a unique benefit. Similar to American Dream Auto Protect, Endurance also backs its own warranty plans, creating a more reliable and smoother claims process. 

Read more in our Endurance warranty review.

CarShield: Month-to-Month Contracts

CarShield is the most popular extended warranty provider, according to our survey results. We rate the company 4.3 out of 5.0 stars due to its variety of coverage options, affordable monthly payment plans, and positive customer reviews. 

Read more in our CarShield warranty review.

American Dream Auto Protect: FAQ

How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

• Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) and a long history of reliable service score well in this category. We also evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
• Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
• Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
• Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

*Data accurate at time of publication.

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